Are you a company and you are looking for a current Account for your business? Discover the BNL Business Current Account

Index

• How much does the BNL business account cost
• The Plus ands
• Other costs
• Target: to whom they turn
• How to open BNL’s business account
• Type of management
• Is BNL safe?
• BNL company account opinions
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How much does the BNL business account cost

BNL Corporate current account, which simply takes the name of BNL Companies, is reserved for all companies that have a maximum turnover of 1,500,000 euros, whatever their name.

The costs of the BNL account of annual companies for fixed expenses and skills are €215.60.

The cost of the BNL company current account instead provides an expense of 420 euros when opting for the management not only at the bank counter or ATM, but also for the use of the Home Banking service.

Even if you pay more for the BNL business online account you get cost benefits, as they are zeroed for wire transfers and payments directly online. While I am paid from the bank counter.

As for the debit card, the annual fee is 13 euros. Instead, for the request of the company credit card, an annual fee of 41.32 euros is required.

The Plus ands

The BNL Business Account provides some advantages designed specifically to support small and medium-sized companies that choose to open their current account with this bank.

One of the main advantages is certainly the expected return on the sums deposited in the current account. Companies are entitled to an annual interest of 0.010%.

Among the other pluses to be considered on behalf of BNL companies are:

• Costs of content management;
• Absence of a cost for the opening of the current account;
• Possibility to open the account with any company name;
• Ability to connect payments automatically;
• Corporate credit card;
• Home banking system to manage expenses, payments, incoming and outgoing transfers;
• F24 payment and utility bills;
• Possibility to request a credit;
• 80 free operations included in the annual fee.

Other costs

In addition to the costs highlighted inside the annual fee There are also others to consider as extra and provided only if certain conditions and requests occur.

Among the main other costs of the BNL Company Account are:

• 1.70 euros for the registration of additional transactions to those that are included in the annual fee (80 operations);
• 1,00 for the paper statement;
• 2 euro automatic withdrawal in different banks;
• 4.50 euro bank transfer in euros to Italy and the EU from the bank counter;
• 4.50 euros for a carnet with 10 free or non-transferable checks;
• 0.45 euros for each bank check.

Target: to whom they turn

The BNL Companies account is aimed at all those small or medium-sized companies and freelancers who do not have a turnover of more than 1,500,000 euros.

If this threshold is exceeded, a different banking product will be used and with higher operating costs.

The BNL Companies account is therefore ideal for all entrepreneurs who have good cash flow and want to manage their expenses, payments and even income in a simple and fast way.

How to open BNL’s business account

The opening of a BNL Business Account can be carried out directly in the branch.

The advice is to make a phone appointment with the bank to proceed directly to the opening of the current account with an experienced consultant.  

For the opening of the company BNL account, the identity documents of the legal representative of the company, VAT number and tax code of the activity, registration to the Chamber of Commerce (in the case of companies in the commercial sector of products or services) are required.

Type of management

The management of the BNL account for companies is easy thanks to the many possibilities offered by the Bank of England. In detail, among the main possibilities of contact and management of the company account we find:

1. BNL website: from the site on desktop you can access your customer area accessible 7 days a week and 24 hours a day. You can check the balance and also the movements of the account, prepare payments, transfers, pay bills and F24, recharge the phone;
2. Telephone banking services: BNL offers its customers the possibility to perform the main banking and financial transactions directly by phone in a simple and immediate way;
3. BNL application for smartphones: with the app for iOS and Android smartphones you can carry out all the operations of managing the current account. In addition, you have the option to easily manage your debit and credit cards as well.

Is BNL safe?

The The Account Current BNL Companies  is safe, since the Institute adheres to the Interbank Deposit Protection Fund; this means that the account is covered up to a maximum amount of 100 thousand euros.

In addition to the current account protection provided by the Interbank Deposit Protection Fund, the bank also has high-stress test parameters of the European Central Bank and a CET 1, an indicator of the bank’s well-being and financial strength, which stands at around 11.3%.

This indicates that the bank is safe and solid for private consumers but also with business and corporate profiles that want to rely on this credit institution.

BNL company account opinions

The opinions of entrepreneurs and companies that have chosen to open the BNL Companies Current Account are mostly positive.

The current account offers the possibility to carry out all the main operations directly online from smartphones and desktops as well as in the bank, and this is among the most appreciated functions.

The operating costs are also not very high, but they do not present themselves among the lowest in the sector.

Another much appreciated aspect is that of the return that can be obtained on the sums deposited on the current account.

Ultimately, the opinions of those who have chosen to open a BNL business account are positive for the proposed features, good customer service and the ability to manage the online account.