Comprehensive review on Unicredit’s business package
Do you have a business and are looking for an innovative solution? Do you have a high uptime and prefer to operate through the evolved channels? Well then you’re in the right place!
Discover the Unicredit Onekey business account, the innovative business account of one of the largest Italian banking groups. Rely on a bank with over twenty years of experience in the industry, reliable and well-known.
So let’s go immediately to discover the Unicredit corporate account, the costs, the opinions and then we go immediately to see how to open Onekey account.
Let’s start to discover the features of this Unicredit online business account in detail, to understand if it is really convenient for entrepreneurs.
Index
- How much does the Unicredit Onekey business account cost
- Plus and other costs
- Target: to whom they turn
- How to open Unicredit Onekey business account
- Type of management
- Is Unicredit safe?
- Unicredit Onekey company account opinions
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How much does the Unicredit Onekey business account cost
The main advantage of OneKey business is that it allows its subscribers to choose between two types (or package) of current account, thus also having different economic treatments.
So each customer can choose the package that best meets his needs.
The two packages and related costs are:
- OneKey Prime with monthly fee of 50€;
- OneKey Premium with monthly fee of 100€.
Both Unicredit business account packages provide for additional benefits:
- Particularly advantageous conditions for the first 12 months;
- International Debt Card Always, Credit Card of the UniCreditCard Business range and free Multichannel Bank Plus service for the duration of the contract.
Plus and other costs
Let’s see the two types of Unicredit corporate account, in order to understand which solution is best suited to your company.
OneKey Prime provides:
- Up to 100 free quarters, after the rate applied is equal to 1.30 € at the disposal;
- Zero expenses for counting interest and competences, domiciliation utilities and accounting dispatch, documents and communications;
- Up to 100 national telematic transfers included in the fee. From 100 to 200 transfers: 0,85 € commission, from 200 to 300 credit transfers: 0,75€, over 300:0,65 €;
- Foreign electronic transfers of up to € 50,000 per year included in the fee, after which a commission of 0.12% up to €150,000, of 0.10% up to €300,000 and € 0.08% applies over € 300,000.
OneKey Premium, on the other hand, provides:
- Up to 200 free quarters, then a fee of € 1.30 applies at the disposal;
- Zero expenses for counting interest and competences, domiciliation utilities and accounting dispatch, documents and communications;
- Up to 200 national electronic transfers included in the fee, from 200 to 300 transfers: 0.70 € of commission, from 300 to 400 transfers: 0,60 € and over 300:0,50 €;
- Foreign electronic transfers up to €150,000 per year included in the fee, after which a commission of 0.10% up to €300,000, 0.09% up to €500,000 and €0.00,000 and €0.07% apply.
Target: to whom they turn
Unicredit Onekey is aimed at small and medium-sized companies with turnover of up to 25 million euros that have a high banking operation, and who want a complete solution for the management of receipts and payments, while taking advantage of advantageous conditions.
By offering two different packages, Unicredit is aimed at a wide target audience and is able to meet the needs of all entrepreneurs looking for an advantageous current account.
How to open Unicredit Onekey business account
Unicredit corporate current account can be opened by going to one of the branches of Banca Unicredit or by contacting an advisor.
Type of management
The Unicredit Onekey Business Account can be conveniently managed via Banca Unicredit’s internet and mobile banking channels included in the fee. Multi-channel management is an advantage and at the same time allows entrepreneurs to always have the income and expenses of their company under control.
Is Unicredit safe?
Unicredit is the second Italian banking group after agreement with Sao Paulo by capitalization, and the third by number of branches.
Its headquarters are located in Milan and is, to date, the first bank in Italy for assets managed, counting more than 26 million customers in almost 16 countries around the world.
Also from the point of view of the stability indices, Unicredit obtained a Cet1 of 15.50% in 2020, well above the watch threshold established by the European Bank.
Unicredit Onekey company account opinions
Onekey business account Unicredit is a corporate current account that has been awarded as part of the MF Innovation Award 2018 (which puts the world of the Italian banking market in competition), in the category Current Account and Payment Services for Business – Business Account Area.
Since it is a business account that offers innovative and efficient services, user reviews on this c/c business are also very positive. The possibility to choose between two offers is certainly a point in favor, because by diversifying the product you can reach a wider audience and meet the needs of many more customers.
It should be noted, however, that the costs for the monthly fee are still much higher than for example, for other accounts, and this could certainly represent an unfavourable point of this product.
