Discover the debit card of Banca Intesa Sanpaolo
A simple and flexible debit card designed for those who already have an Intesa San Paolo current account. There are no other words to describe Carta Nextcard, a product that until recently was present in the list of debit cards of the group born from the union of Banca Intesa with Istituto Sanpaolo.
“Simple” because it has a monthly fee “all inclusive” (excluding withdrawals from other banks other than Intesa Sanpaolo). “Flexible” as Nextcard can be activated both on the Visa and MasterCard circuits and allows you to get a custom Pin impossible to forget.
Let’s go, therefore, to discover other features, limits and costs of Next Card Intesa Sanpaolo.
Index
- How Much Nextcard Costs
- The Plus ands
- Other costs
- Target: to whom they turn
- How to Request the Nextcard Card
- Limits of Use of Nextcard Card
- Type of management
- Is Banca Intesa Sanpaolo secure?
- Reviews
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How Much Nextcard Costs
Next Card Sanpaolo has a monthly fee of 1 euro which includes:
- Free cash withdrawal at all ATMs of the bank with the circuit mark to which the card is associated;
- commission of 2 euros for withdrawal at ATMs of other banking institutions;
- Payments by POS in commercial establishments also in contactless mode;
- Refills of other prepaid cards issued by group banks;
- Payment of tuition fees (only for affiliated universities);
- Mobile phone managers with all the main managers;
- Payment of your Mediaset Premium service;
- Payment of cash and checks on your account;
- Car stamp payment (only in some regions).
The Plus ands
By activating Intesa Sanpaolo Nextcard you have the possibility to request the activation of the following free services (included in the fee):
- GeoControl: which allows you to choose the geographical scope of use of the paper, excluding foreign countries that have not yet adapted to the new European safety standards;
- Secure Payments: which allows you to make online purchases with greater security by providing, for payment, a double control system;
- MasterPass: further service that allows you to make online payments on the websites of merchants who display the relevant trademark;
- Insurance coverage such as: “Safe on Line”, which reimburses you in case of dispute with the seller for some purchases made on the internet with the card;
- “Protection Purchases” which instead refunds you the value of the goods purchased with the card in case of theft of the asset itself; “Ship/aggression at ATMs”.
Other costs
- Withdrawal on automated branches of other banks, also EXTRASEPA area: 2,00 euro;
- Currency conversion fee on the amount of transactions not in euro: 1,0000 % on the amount withdrawn or paid;
- Single European bank transfer (Italy included) settled by debiting the current account, through automated branches authorized by the Group’s banks: on Group banks € 0.50; provided for on other banks 1,00 euros;
- TV fee payment on ATMs enabled: 1,00 euro;
- Payment of ENEL and Telecom bills on ATMs enabled by the bank: 1.00 euros;
- Payment of services Public Administration on sport. Automatic banks of the Group of the Group 1.10 euros;
- RAV payment on bank-enabled ATMs: 1,00 euro;
- ASL Sanitary tickets affiliated on automated doors enabled: 1,00 euro;
- Payment of pre-marked postal bulletins on ATMs enabled Group banks: € 2.00;
- Payment utilities with CBILL service on ATMs enabled 1.30 euros;
- Cost different payments with CBILL service on qualified ATMs: 2.00 euros;
- Recommended cost per shipment Card: 3.60 euros.
Target: to whom they turn
Nextcard Intesa San Paolo is aimed at those who already have a current account at one of the institutions of the group.
How to Request the Nextcard Card
If you are already a Intesa Sanpaolo account holder, you can request Nextcard card directly in the branch or through internet and mobile banking services. However, it is necessary to already have the active digital signature service.
Alternatively, you can request it through the official website by filling out the form. The contractual duration is 5 years and, upon expiry, the old card is automatically replaced by the Bank unless a request for withdrawal by the customer.
Limits of Use of Nextcard Card
These are the limits of the Nextcard debit card;
- For withdrawals: daily limit of € 3,000; monthly limit of € 10,000;
- For payments: daily limit of € 5,000; monthly limit of € 10,000;
- For round-off and bank transfer: daily limit € 5,000; monthly limit € 50,000.
These limits are however subject to the limit constituted by the balance available on the current account.
In addition, the limits indicated in the contract can be high or reduced at the request of the customer, subject to authorization by the Bank and always according to the contractual procedures provided.
Type of management
The Nextcard debit card can be requested as we have seen from the holders of an Intesa Sanpaolo current account, which have advanced level internet and mobile banking services through which it is possible to monitor all the movements made with the card.
In addition, it is possible to activate the SMS messaging service which provides for the sending, on the chosen mobile number, of an SMS message each time it is made a payment operation greater than an amount indicated. This service is free, you only pay the cost of the messages received to the telephone operator.
Is Banca Intesa Sanpaolo secure?
Intesa Sanpaolo, born from the union of Banca Intesa with the Sanpaolo IMI Institute, is today one of the largest Italian and European banking groups.
No bad surprises also looking at the main indicators of soundness and financial stability: even the CET1 Ratio at full capacity in 2021 stands at 13%, a value far included in the security parameters imposed by the European Union.
Reviews
At the moment this Nextcard Card has been replaced by other debit cards that you can view directly on the Bank’s website.