Full review on the current account for the young people of Credit Agricole
If you have a teenage son you may need a “teen” checking account like the Young Agricultural Credit account.
It is, in fact, a product dedicated to young people aged between 13 and 17 years that allows them to manage their first savings and the first expenses by providing a monthly fee of zero.
So they can start saving and administer their money right away! This way you can make your children understand the importance of money, and you can teach them how to manage it safely and responsibly.
But before going into this account I want you to first discover those that can currently be considered the best accounts that can be considered the best accounts currently in Italy:
If you want to know more about the Credit Agricole Teen account, you just have to keep reading to find out the costs, characteristics and opinions about the account suitable for your children!
Index
- How much does the bill for young people of Credit Agricole cost
- Other costs
- Target: to whom they turn
- How to open the credit Agricole youth account
- Type of management
- Credit Agricole is safe
- Opinions on the youth account Credit Agricole
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How much does the bill for young people of Credit Agricole cost
Credit Agricole account for young people has opening expenses and a monthly fee of zero up to 17 years, from the age of majority you pay 4 euros per month.
The other expenses to be faced for the opening of the account are:
- The Easy Cash debit card, the international debit card, issued free of charge;
- The free c/c stamp;
- Use of the Bank’s Home Banking services;
- Free unlimited cash withdrawals on all ATMs of the Crédit Agricole Italia Banking Group and Crédit Agricole Group in France;
- Up to 12 withdrawals per year of cash without commission also on ATMs of other banks (beyond this number, you pay a commission of 2.10 euros).
The credit Agricole youth account does not admit credit, trespassing and issuing checks.
Other costs
To open and maintain the Teen Account of Credit Agricole you need to face other expenses, such as:
- Sending paper periodic summary document 0.85 euros;
- SEPA bank transfer with a current account charge: at the counter, to the same bank 1,00 euro; at the counter, to other banks 2,00 euros;
- Permanent bank transfer order: provided on the same Bank 2.60 euros; on other banks 3.60 euros;
- Non-SEPA transfer incoming and negotiation checks: fixed fee for extra SEPA transfer incoming €1.50;
- Commission for single cash levy on ATM other banks in euro: €2.10.
Target: to whom they turn
This credit Agricole youth account is aimed at boys in the 13-17 age group.
At the age of 18, it can be automatically transformed into a credit Agricole youth bank account with a monthly fee of 4 euros.
How to open the credit Agricole youth account
You can open up Credits Agricultural account young By going to one of the many branches available or leaving your data online and waiting to be contacted. Like all current youth accounts, it is necessary to sign a parent or legal guardian of the child in order to open the position.
Type of management
The Credit Agricole teen bank account can be conveniently managed through the bank’s home banking services.
Credit Agricole is safe
Credit Agricole was born from the merger of several local credit institutions. Its origins date back to 1860, however it is with the entry into the group of Cariparma and FriulAdria in 2007 that the bank finally expanded throughout the Italian territory.
The acquisition and expansion policy has led Credit Agricole to total Net Operating Provents of 1,661 million euros in 2020, Net Assets equal to 6,515 million euros, Direct Collection by Customer of 47.909 million euros and a CET 1 Ratio of 21.8%.
Opinions on the youth account Credit Agricole
The opinions that are on the net on this account that are in most cases positive.
Account Credit Agricole Teen is a valid and economical product especially for those who make moderate use of it and need to use the bill only for card payments and withdrawals at ATMs, always taking care to withdraw mainly from the branches to avoid paying extra commissions.
All extra activities such as transfers, utility payments and bulletins are paid.
The most positive aspect of this account is the ability to open it without being of age, so as to start learning how to manage money and administer it safely and responsibly.