Imprendo Universo Non Profit Light: the Current Account Suitable for Non-Profit Associations

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Full review on Unicredit’s Imprendo Light account for non-profit associations

Imprendo Universo Non Profit Light is the Unicredit account specifically aimed at small non-profit companies that want to save time and money by exploiting the tools made available by the multi-channel bank; that is, the home banking service that allows you to make payments and monitor your online account.

It must be said that Unicredit is one of the few credit institutions that offers differentiated types of current account, also aimed at particular realities such as third-in-i-i-in-the-sentist organizations.

So let’s see what are the costs of Unicredit current account non-profit associations and how it works.

How much does the account it cost to take an unprofit universe

I take out the Non-Profit Universe does not provide for account opening fees and has a fee of €15 per month in which they are included:

  • Expenses of registration of operations carried out through the Internet, call center, ATM;
  • Monthly fee of the multi-channel banking service per company;
  • Annual fee for the Always international debit card;
  • Registration fees for 10 operations per quarter performed at the counter (40 in total);
  • Trimestral quarterly liquidation costs (after them are still at a subsidized cost);
  • Domiciles of utilities;
  • Annual expenses for counting interests and skills;
  • Facilitated commissions on domestic transfers;
  • Production costs and sending of accounting, documents or communications through Online Documents.

The Plus ands

Unicredit account non-profit aims to give value, through a concrete and qualified support, to all those organizations that move within the most varied areas of the non-profit.

Precisely for this reason, the bank has developed in the context of the various products connected with the account:

  • Specialized tools and services for different needs;
  • Dedicated credit assessment process;
  • New channels for carrying out fundraising activities.

Other costs

  • Registration costs of each operation at the counter above 10 inclusive for the solar quarter: euro 1.08;
  • Commission for outgoing transfers made on the internet: on the same bank euro 0.74: on another bank euro 0.74; on another bank over 500,000 euros within the expected time limits euro 0.50;
  • Commission for outgoing transfers carried out through call centers: on the same bank bank euro 0,54; on another euro bank 0,54; on another bank over 500,000 euros within the expected time limits euro 0.50;
  • Commission giroconti executed via the internet: on the same bank euro 0.56; on another euro bank 0,56; on another bank over 500,000 euros within the expected time limits euro 0.50;
  • Commission giroconti executed through call centers: on the same euro bank 0.54; on another euro bank 0.54; on another bank over 500,000.00 euros within the expected time limits euro 0.50.

Target: to whom they turn

Imprendo Universo No Profit di Unicredit is specifically aimed at organizations of the third sector of small and medium size that operate both on the Italian territory and internationally, characterized by simple financial and operational needs and that want to contain the costs of the current account.

How to open the account I’ne Imprendo Universe Nonprofit Light

Unicredit’s Account No Profit can only be opened by going to one of Unicredit’s bank branches or by contacting a consultant.

It is also emphasized that the adherence to the package Imprendo Universo Non Profit Light can only be granted to companies in a collective name legally recognized.

Type of management

The Unicredit Account No Profit can be managed from the comfort of home without going to the branch through the bank’s advanced internet, mobile and phone banking channels.

Unicredit is safe

You’re on the safe side, too. Unicredit is, in fact, the second banking group in Italy after agreement with San Paolo for the number of customers and turnover and the third for the number of counters. In addition, it is Italy’s first asset-asmaned bank, counting more than 26 million customers in nearly 16 countries around the world.

What about security and stability? Looking at the stability indices, Unicredit obtained a Cet1 of 15.08% in 2020, clearly above the watch threshold established by the European Bank.

Read the full Unicredit review here.

Opinions on the account Imprendo Universo Non Profit Light

I enter into the Non-Profit Light Universe is an account specifically aimed at non-profit organizations that has numerous advantages for all those who work in the third sector and want to contain current account expenses, while having a valid and evolved tool at their disposal.

Opinions, therefore, are positive and they want to open the account.