Is the Illimity Debt Card Advantageous? Let’s discover Together How Much Costa, How to Request It and Who Is Adapted

Index

• How Much Does Illimity Debit Card Cost
• The Plus ands
• Other costs
• Target: to whom they turn
• How to Request the Illimity Debit Card
• Type of management
• Is Illimity Bank safe?
• Opinions on Illimity debit card
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How Much Does Illimity Debit Card Cost

The Illimity Bank debit card is linked to the current account, so to get it you need to become a bank customer.

Becoming a bank’s customer, there are no costs for use or obtaining the debit card that is included within the monthly fee of Illimity Bank.

So we can define how the Illimity debit card is actually free for everyone who opens an online bank account with this bank.

The Plus ands

What are the main benefits of the Illimity Debt Card? The debit card issued by Illimity Bank offers several pluses, among the main ones we find:

• You can use and supplement the use of the card with Apple Pay and Google Pay;
• You can monitor your expenses carefully and check what you spend thanks to the smart history system;
• The debit card can be used to make purchases and payments both in Italy, in Europe and also in the non-SEPA area.

Other costs

As we anticipated there is no canon for the Illimity debit card, but there are some extra costs that depend on the profile and therefore the current account you choose to open.

As for the subscribers of a Plus profile, the extra costs provided are:

• EUR 1.5 for the levy in the SEPA area for amounts below 100 euros;
• € 2.00 for levying in an area outside the EU;
• Free withdrawals above 100 euros both in the EU area and in the non-EU area.

As for the Smart profile, in this case the extra costs for the debit card include:

• 3 free levies per month for amounts equal to or greater than 100 euros;
• EUR 1.5 for all amounts in the case of levy in the EU area;
• € 2.00 for all amounts in case of withdrawal in the non-EU area.

For both the smart and the plus profile in the case of currency exchange, a 2% conversion fee is applied.

In case of request for replacement of the card, a commission of 5 euros is required. Finally, if the card statement is requested in paper format, the cost is 3.5 euros.

Target: to whom they turn

The Illimity Bank debit card is aimed at all those who want to sign a contract with the bank and open a plus or smart account.

In detail, the current account and the debit card are dedicated to all savers who have a good confidence and knowledge of online tools and applications.

In fact, the Illimity current account as its debit card can be managed completely online and through your smartphone.

This debit card is also necessary for those who want to carefully manage their income and want to have functions for saving and controlling their personal finances.

How to Request the Illimity Debit Card

To get an Illimity Bank debit card you need to open a bank account.

Opening the Illimity account is very simple just have to have with you: ID card, health card, a PC, a smartphone or a PC with a working camera.

To open the current account you need:

• Go to the Illimity Bank website;
• Click on the Open Account section;
• Fill out the form with your e-mail;
• Identity document;
• Use the webcam for photos and activation of the digital signature;
• Choose a Smart or Plus account.

Once the opening of the current account has been completed, the debit card will arrive at the address of the domicile or residence indicated at the time of registration.

Type of management

Illimity debit card management is very simplified as it allows you to carry out operations directly from the dedicated application within the appropriate section.

Therefore, by downloading the Illimity application it is possible to optimally manage expenses and transactions with the debit card.

In detail, you can view the balance of the card, check the expenses made online or in physical stores, withdrawals from ATM Euro or in the Extra Sepa area.

In case of need it is also possible to proceed with the management of expenses thanks to functions such as the categorization of expenditure, spending projects, movements carried out in each category of expenditure.

Is Illimity Bank safe?

The Illimity Bank debit card is accompanied by several security services in the use of this for both withdrawals and online payments or offline.

In detail we find:

• Free service for sending SMS in order to manage transactions of an amount equal to or greater than the threshold that has been defined by Nexi at the time of issue of the card;
• Possibility to modify, at the enabled ATMs, the pin of your card.

The banking startup Illimity was born through the merger of SPAXS and the Interprovincial Bank.

As for the security of the bank, this even if it was recently founded already has a good level of security for its depositors.

In fact, the current accounts are protected by the Guarantee System of the Interbank Deposit Protection Fund, which protects the funds up to 100 thousand euros for each current account, and the CET1 of the area stands at 17.2%.

Opinions on Illimity debit card

The opinions of Illimity Bank customers on the debit card are positive. First of all, the absence of a monthly fee for the debit card is much appreciated, but not only.

Many are also pleased with the ability to use the debit card both in the SEPA area and in the Extra SEPA area.

The Illimity card is also very easy to manage thanks to the presence of an app that shows all the expenses made over time. In general, opinions are positive because the paper allows you to do many operations at really low costs.