Do you need a new credit card? Do you want to find out how it works and the features of the MPS classic Credit Card? Follow us in our complete guide!
The proposal of credit cards by banks in Italy is very wide, among them we find the MPS classic credit card of the Monte dei Paschi di Siena banking group.
The unique credit card classic MPS is presented as an easy-to-use payment instrument that allows the holder to make payments both to withdraw cash from the ATMs participating in the international circuit in Italy and abroad.
The MPS Credito Carta Classic allows you to meet your payment management needs of goods and services in a safe and fast way, offering you the possibility to use it all over the world and to repay what is due at the time of the statement.
But let’s see in detail how the MPS classic credit card works, the costs and opinions!
Index
- How much does the credit card MPS Classic cost
- The Plus ands
- Other costs
- Target: to whom they turn
- How to apply for MPS Classic credit card
- Type of management
- MPS is safe
- Opinions on the MPS Classic credit card
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How much does the credit card MPS Classic cost
What are the costs of the MPS Classic Plus credit card?
After the request of the credit card, the bank will charge the customer an annual fee of 40.50 euros per year.
As for the request for an additional card, the annual fee is 32.50 euros.
Always with an annual fee of 32.50 euros it is also possible to request in addition to the classic credit card: Carta Montepaschi Classic Family.
The Plus ands
The the Montepaschi Classic Charter is a credit card operating on the Mastercard or Visa circuit. This credit card offers several advantages among the main ones we find:
- The contactless technology that allows you to pay easily by bringing the card closer to the POS reader;
- Secure purchases thanks to the new “Chip&Pin” technology, an anti-fraud service for online purchases that take place through the Verified by Visa or the Mastercard Identity Check;
- The possibility to check at any time what are the expenses made thanks to the SMS Alert service and the online account statement;
- Access to a package of insurance services included within the annual fee, which are used to protect purchases or withdrawals that have been made with the card in case of loss or theft;
- Balance refund after 45 days from the first payment, with a charge to the current account on the 15th of the following month;
- Renewal annual credit card automatically at the time of expiration.
Other costs
In addition to the expected costs, i.e. those relating to the annual fee, other commission costs must also be considered. In detail, they are required:
- Commissions of 4.10% on cash advance transactions (withdrawal from ATM) starting from 0.50 euros for withdrawals in euros and from 5 euros for withdrawals in currencies other than the Euro;
- In-line operations as provided for by the International Circuit, could provide for an additional commission in case of provision of the service by third-party operators or from ATMs of the international circuit who may, with appropriate communication, request a non-ex-us commission;
- Commission for Fuel Supply: 0.77 cents for amounts equal to or greater than 100 euros.
Target: to whom they turn
The credit card MPS Classic Plus and traditional it is ideal for all private customers and those who have a family bank account.
This credit card adapts to workers or pensioners, with a fixed monthly income, who need a tool to make payments of products or services, managing their finances in the best way.
The card is granted only to those who have a current account in the Monte dei Paschi di Siena bank. So it is a credit card mainly intended for bank account holders and all those who want to open an account with Monte Paschi di Siena.
How to apply for MPS Classic credit card
How to request the MPS Classic credit card? The request of the credit card must be made by a account holder of the Monte dei Paschi di Siena.
You can choose to request a credit card directly at the nearest branch or you can proceed first to open the current account and then or at the same time as the request of the card.
If you want more information you can go to the official MPS website and fill out the appropriate form that allows you to be contacted by a bank consultant and make an appointment at the branch.
Type of management
The management of the MPS credit card is very simple, in fact it is possible to manage the credit card through the different online applications offered by the bank.
In detail you can access:
- At the Portale Titolari di Montepaschi di Siena, which also provides the possibility to manage and control the payments made;
- MPS Port Holders that can be used both for the management of the credit card and for the current account;
- Mobile Banking app downloadable for both Android and iOs.
If necessary, you can also choose to contact the MPS toll-free credit card number by phone to get information about the movements, the expenses made, the balance.
MPS is safe
The data on the soundness of the bank is improving. The Cet1 ratio (transitional) stands at 12.8%.
This data allows us to deduce that the site is safe, and therefore, able to guarantee the right guarantees to account holders and credit card holders.
Opinions on the MPS Classic credit card
The MPS card of Monte dei Paschi di Siena requires you to be the account holders of the group to be able to request it, according to opinions this is one of the few defects it possesses.
In fact, the credit card provided by the bank then offers optimal services both basic and more advanced according to the needs of users.
With the MPS Classic card you can easily manage money and get a great relationship between the services offered and the cost of the annual fee.
Customers also left positive opinions about the bank’s attentive customer service to depositors and credit card holders. In conclusion, opinions on the MPS card are positive, average costs and optimal customer service.
