The Chebanca International Debit Card is the ATM suitable for Who Wants to Buy Online in Total Security

Let’s discover together the full review on Chebanca’s international debit card

All CheBanca bank account holders can request the Chebanca International debit card that can be used worldwide for your online and in-store purchases.

This Chebanca debit card is contactless and works through the Debit Mastercard Circuit for both payments and withdrawals.

So let’s go immediately to see the Chebanca debit card how it works, what are the caps and associated costs.

How Much Does Chebanca International Debit Card Cost

The International debit card Chebanca it has a free fee, and also withdrawals, if in euros, are always free in case of amounts equal to or greater than 100 €.

The fee also includes the possibility of paying motorway tolls and carrying out fuel supplies in Italy and abroad without the application of further commissions.

The Plus ands

By choosing the Chebanca Mastercard debit card, you have included a free insurance policy that protects purchases made with the Card and also offers you protection during travel.

It also provides legal coverage for cyber risk cases, such as identity theft.

Other costs

The debit card provides other costs, such as:

• Withdrawal ATM from another bank in eurozone €100: € 2.50;
• Withdrawal ATM in currency other than the euro: €2.50;
• Increase on exchange rate for foreign exchange transactions other than the euro: 2%;
• Reissue of the card per expiration: 12,00 €.

Target: to whom they turn

The debit card is aimed at all those who want a card that is easy to manage and above all secure; which allows you to make online payments in total safety and withdrawals without paying commissions.

This Chebanca contactless debit card can be requested by those who are already the holders or have just opened a Chebanca bank account.

Limits and ceilings of debit card Chebanca International

Like any debit card, the International card also has ceilings, which are:

• Cash withdrawal in Italy and abroad: € 1,000 per day and € 4,500 per month;
• Payments in Italy and abroad: 4,500 € per day and 4,500 € per month.

How to Request the Chebanca International Debit Card

You can request the Chebanca debit card International also at the same time as the online account request, without the need to print and ship anything.

If, on the other hand, you are already the owner of a CheBanca bank account you can request the Chebanca new debit card through the “customer area” of the official website.

To do so, enter “select cards ? Request a new product ? Request a debit card”. Alternatively, you can also call customer service or contact a branch consultant.

How to Activate Chebanca International Debit Card

To ensure greater security, Chebanca debit card activation must be requested by the customer through your personal area on the site or through customer service immediately after delivery.

Chebanca debit card delivery times vary from 1 to 3 business days after the request. Finally, you can start using your new Chebanca ATM card starting from 24 hours after activation.

Type of management

The International Chebanca debit card It can be managed through the bank’s internet and mobile banking services. This ATM card also has advanced services such as:

• The 3D Secure service that protects the card from any illegal use when you shop online;
• Activation of free payment alerts;
• The “ Spending Control” service that allows you to customize the use of the card, inhibiting payments for certain product categories and/or geographical areas;
• The arrangement “Pause c artaarta” through which you can pause 48 hours the paper and reactivate it at any time and in total autonomy;
• The “ PIN View” and “ PIN Change” services that allow you to always view the PIN on digital devices and to be able to edit it as many times as you want from the enabled ATMs;
• Finally, the “Mobile Payments” service through which you can pay directly with your smartphone thanks to Apple Pay, Google Pay and Samsung Pay. You can digitize the paper and start shopping even before you get it.

Is that thebanca safe?

CheBanca is a credit institution belonging to the Mediobanca group active for at least ten years and has never shown signs of failure. The institute has more than 800,000 customers divided into the more than 200 branches and offices of the Financial Advisors, mainly present in central and northern Italy.

A last look also at financial stability indicators: the CET1 2020 was 16.3%, undoubtedly among the highest in the Italian banking system.

Opinions about Chebanca International debit card

We cannot leave until we have expressed an overall opinion on the Chebanca international debit card. Undoubtedly it is a reliable and advanced product, with interesting low costs and maximum costs.

However, the application of a commission for withdrawals of less than €100, however, makes the use of the card more suitable for those who need to make many payments online and in the store or withdrawals of higher amounts.

Even though it is an international debit card, foreign exchange levies other than the euro have quite high costs (€2.50 in commission and a 2% increase).