The Best Prepaid, Credit and Debt Cards of 2024
What is the best bank?
Let’s analyze the most tingly lyating offers by one to understand which one is best for you.
ING Direct: Prepaid, bank account and credit card at 0 expenses and returns at 4%
If you are looking for a prepaid card, Ing Direct offers a unique offer: you can have your card at 0 expenses.
Everyone knows Ing Direct and its solidity, just to refresh your memory, I remind you that it boasts over 37 million customers in over 40 countries. It’s not bad! And the most interesting thing is that it has a CET1 of 14%, the highest in Europe.
In short, we understood: we are talking about a very solid Financial Institute.
The costs of Ing Direct:
- Activation fees: 0 € (if you want the physical card has a cost of 10 €)
- Annual fee: 0 €.
- Cash withdrawals: 2 € (world worldwide).
- Charging costs: 0 €
That’s why I like it:
- You can get up to 4% return by depositing a part of your unconstrained savings in Orange Account.
- It is a real account: if you open the Orange Current Account and credit a salary (or pension) or a fixed income of € 1,000, not only will you have the opportunity to have a virtual prepaid card at zero costs, but you will also have a debit card and a real account with which to do all the operations.
- The virtual card has no expenses: with Ing Direct you can get the virtual prepaid card at 0 expenses; if you then need to have the physical one you can order it at a cost of 10 €.
- The app allows you to manage everything: with Orange Current Account you will have the possibility to manage cards and movements all conveniently from an application on your mobile phone or on your PC, it has never been easier to manage all payments.
- If you want to pick up use the ATM: Already the sore note is that the withdrawals with the prepaid card cost 2 €, but with Account Corrente Arancio you will receive the debit card for free and you can withdraw at 0 costs throughout Italy and Europe by activating the Zero Vincoli Module.
How to activate:
You can request the activation of Orange Current Account to have your prepaid card directly online: just go to the website with a tax code, identification document (Patente, ID Card or Passport) digital signature and you can take April the account in a few minutes
Request now the Ing Direct Card
Mediolanum Card: the card-conto that allows you to apply for loans in real time
Are you orienting yourself on a prepaid card because they scare you the costs of a current account?
Then it is worthwhile that you know Mediolanum Card, the card that accompanies SelfyConto, the online current account of Banca Mediolanum, the first banking group in Italy for solidity.
If I talk about a current account in this list it is because it has advantages absolutely comparable to those of a prepaid card, including the economic one.
The costs of Mediolanum Card:
- Activation fees: 0 €.
- Annual fee: 0 € (for the first year or up to the age of 30 years; then 3.75 €/month).
- Withdrawals in cash: 0 €.
- Charging costs: 0 €.
Because I like it:
- The main operations are free.
- Withdrawals for free at all counters.
- Real-time Loans with SelfyCredit Instant: You can apply for a personal loan directly via the app and receive it on your account in real time.
- Management of funds online.
- Online trading: operates directly via smartphone on 24 markets in real time.
- It is compatible with Apple Pay, Google Pay, Samsung Pay and Garmin Pay.
How to activate:
It is a product that can be activated online by following the simple online wizard. Just have an identification document, the tax code and your smartphone ready to make a video call.
As you can see, there are the most varied solutions. Who are the prepaid cards for?
- Minors and young people: that is, those who still can not open an account or those who do not yet have such income as to justify a current account. In these cases the account card can be a good idea to receive and manage the money deriving from the gifts of relatives or from the first jobs.
- Unemployed or unemployed people: that is, those who do not have a fixed job and therefore may have problems supporting the expenses of a current account.
- Bad payers and protested: yes, the account card allows this category to request a credit card without having to go to the bottom of solvency situations.
Looking for other solutions? So why not read the reviews of the 7 best free current accounts by clicking right here?
1Mess. Pubbl. Fin. Prom. Prom. Offer valid until February 22, 2024 for the new Credit Card Holders American Express by making an expense of at least €3,000 spent in the first 3 months from the issue. T&C and exclusions of offers on the site. Consult Inf. Eur. Basic and Paper Rules by visiting the American Express terms and conditions website. The Gold Credit Card allows you to choose to pay in installments in the statement within the limits of the loan granted and with the interest charge. Inf. Eu. Basic on Consumer Credit and General Regulation on Americanxpress.it/terminiecondizioni.
