Full Guide to Social Pension: Who is it up to? How and when can you request it?

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Want to find out how the social check works? Here is all the information about the social pension and how you can request it.

Do you want to know if you have the requirements of the social pension and how to apply for it?

Then you will find this guide very useful, because I have ready for you all the answers to questions about social pension requirements and also the amount.

Before providing you with information on this topic, however, you should know that from January 1, 1996, this performance took the name of “social check”. The allowance, or social pension, has been designed for people living in poor economic conditions, and to obtain it it is necessary to have the income and personal requirements imposed by law.

Social pension: Who is it?

Who is responsible for the social pension? The first question you ask when you think about this benefit is: “Who is entitled to a social pension?”

According to the law that regulates the issuance of this allowance to support people without or with little income, it is necessary to have three specific requirements, these are: residence, age and income.

The requirements dedicated to residency provide that the social pension can only be requested by those who have Italian citizenship. This allowance is also granted to European and non-EU citizens who have been resident in Italy continuously for a minimum of 10 years. In addition, non-EU citizens must be in possession of an EC residence permit for an indefinite EC residence.

As for the age from 1 January 2019 until 31 December 2020, it will be possible to apply for the minimum pension once at least 67 years have been completed.

Finally, to obtain the minimum pension, you must consider the income requirements.

By law, all those who have an annual income of less than €580.36 can apply for a social pension.

If you are in a couple, then married, to apply for a social pension, the joint income must be equal to a maximum of 11,661.52 euros per year.

In the event that, those who request the social pension have an income lower than the maximum thresholds provided, then you will get a social allowance with an amount aimed at supplementing this lack of income.

How to get a social pension?

The social allowance can be requested in different ways.

Those who have the requirements for the home social pension, women’s social pension and social allowance for men, can make the request or by contacting the intermediaries such as the CAF and Patronages, who deal with the practice free of charge, or by accessing the INPS services online with their username and Pin code, with the Service Charter or with their Spid Identity.

For those who do not make the request online, it will be necessary to bring to Caf and patronage some documents that can attest to the presence of the requirements necessary for the request. Therefore, it will be necessary to bring with you:

  • The tax code or health card;
  • A copy of the identity card in case you are married;
  • a copy of the divorce or separation if there is such a measure;
  • A document attesting to ISEE (If you do not have the ISEE document, the Caf will request it from INPS).

Once the CAF or Patronage will have all the documents it will be possible to send the request directly to the INPS, which will then choose whether the requirements for the social allowance are in order or not. If you are in good standing you will start to receive your pension usually within a maximum of three months from the request.

The monthly payments from the approval to the actual disbursement of the check will be paid in a single solution upon receipt of the first payment for the social pension.

Social pension: how to calculate it?

The amount of the social pension is equal to an average of 448.07 euros per month disbursed out of thirteen months, so in addition to the monthly allowance in December there is also the thirteenth. The amount of the social pension is paid in full to unmarried or widowed applicants who do not present any additional source of income.

The figure illustrated is not paid to all those who require the social allowance, in fact each subject will have a check that depends on some determining factors that contribute to the stipulation of the correct amount.

For the purposes of determining this allowance, therefore, the income of various kinds covered by tax, which is considered net of the tax and tax-free taxation, including those exempt from taxes and those subject to substitute tax or tax substitute.

They are excluded from the final calculation of the social allowance instead:

  • End-of-relations treatments and its anticipations;
  • The competences arrears or subject to separate taxation;
  • The value of the social allowance and also;
  • The income produced by the house which is the applicant’s first home.
  • Indemnities for accompaniment;
  • The continuous personal assistance allowances provided by INAIL;
  • The personal and continuous assistance provided by INPS for inability and family treatments.

They do not contribute to the training and calculation of income also: pensions charged to social security institutions, private and public that have mandatory forms of retirement, which is paid to the applicant subject as long as it has been liquidated through the contribution system.

In that case, the income calculation dispensation shall be limited to the measure equal to one third of the pension itself and not more than one third of the social allowance.

How income verification works

The verification of the income necessary to obtain the social pension is carried out by INPS every year, in fact, in the event that you no longer have the requirements, then the allowance in question will be suspended at the end of the year in which it was granted.

If, on the other hand, you still have the income characteristics provided for by the law, you can ask INPS again for the renewal of the annual social pension allowance.

The social allowance is not subject to the IRPEF, this is a characteristic of the welfare benefit in question due to the fact that it is provided provisionally and on the basis of the declarations made by the applicant.

So the social pension, unlike that contribution (i.e. the pension that is obtained thanks to the payment of work contributions for about 40 years), is not necessarily given until the death of the applicant.

This has an annual duration and if the income conditions of the subject change, INPS can refuse the renewal of the application and conclude the payment of the social allowance. Even those who continue to be entitled to it, must remember to submit the application every year, otherwise at the expiration of the previous year you will no longer receive the social allowance.

Want to know more about the world of pensions? Explore my retirement provision and find the right guide for you!