Today I want to talk to you about Italy-Crowd, a real estate crowdfunding platform that has literally been the school for most of the industry platforms known today.
This is because Italy Crowd was the first real estate crowdfunding platform born in Italy (January 2015) and with its important historian can well boast a managed asset of 45 million euros!
And, as you read later, you will find that his innovative spirit has not sled up over the years; but now I ban the ciances and let’s go to find out what it is and what differentiates it from other platforms of the same kind.
Index
- What is Italy-Crowd
- How it works Italy-Crowd
- How to invest with Italy Crowd
- What projects Italy-Crowd offers
- How to register on Italy-Crowd
- How to top up your account on Italy Crowd
- Is Italy-Crowd safe?
- What are the opinions on Italy Crowd?
- Join the jadnews Club. It is free!
What is Italy-Crowd
As mentioned before Italy-Crowd is the first Italian real estate crowdfunding platform. .
Launched in January 2015, to date it manages a wealth of 45 million euros and, in full coherence with its innovative spirit, in April 2020, thanks to the partnership with Swiss Crowd SA, has become in effect the first native blockchain platform in Europe of lending crowdfunding real estate.
How it works Italy-Crowd
Let’s start with the specifying that, unlike an equity crowdfunding platform in which we invest by acquiring shares of the company that takes care of the project, with lending crowdfunding invests in the form of loan among private individuals on which you will accrue interest (Peer to Peer).
The rate of return offered by Italy-Crowd ranges from 6% to 12% per year.
Lending crowdfunding today is considered a much more performing system than that of equity crowdfunding, which is why more and more real-life crowdfunding platforms like Italy-Crowd have decided to focus on Peer to Peer.
The operation of the lending crowdfunding platform Italy-Crowd is simple and intuitive. Each proposed project has well in clear all the information you need to decide whether or not to invest in it, such as the duration of the investment and the expected annual return.
But now let’s analyze in detail how to invest with Italy-Crowd.
How to invest with Italy Crowd
To start investing in Italy-Crowd, you just need to follow the following and simple steps:
- Sign up for free as a user simply with a valid email and a password of your choice to take a first look at all the project details;
- Open your portfolio by uploading additional documents;
- Reload your wallet by credit card or bank transfer;
- Invest in the real estate projects that best suit your risk profile and the budget you want. To differentiate your investment portfolio with Italy-Crowd, you can also decide to invest in multiple projects at the same time.
- Monitor the progress of your investments directly in your reserved area and keeping you updated thanks to the possibility of remaining in constant contact with the project proposers.
- Reaping the fruits of your investments at the end of the projects.
Who can invest
Anyone can invest in lending crowdfunding with Italy-Crowd. The only two conditions set by the platform are the age of majority and the possession of an Italian tax code.
To invest you will be asked to fill out a questionnaire of appropriateness whose purpose is to verify the basic knowledge of the investor’s financials, his understanding of the risks related to the investment and his ability to cope with the potential loss of capital.
What projects Italy-Crowd offers
The projects proposed by Italy-Crowd have a duration ranging from 1 to 2 years and have two particularities that make this platform different from other platforms in the sector:
- Proven solidity of projects: all Italy-Crowd investment proposals have previously passed strict assessments both within the platform and external, entrusted to partners such as Swiss Crowd SA and the Astebook Immobiliare Group; on the other hand, it is evaluated externally by Easyfintech.
- Prestige of projects: Italy-Crowd offers only projects concerning buildings and luxury complexes, the most likely to have a fruitful performance.
The proposed project categories are 4:
- New residential, receptive and commercial constructions;
- Renovation of apartments, villas and accommodation activities;
- Public initiatives for the rehabilitation and change of destination of use;
- Real estate projects.
What is the minimum and maximum capital to invest?
Italy-Crowd does not impose real limits valid for each project, in fact they are variable in every proposal. However, we can say that on average the minimum investment required is 250 euros.
What happens if you don’t reach the collection goal
In the event that the campaign is successful, the shares corresponding to the investment made by each investor will be released to the project proposer.
In the event that the offer fails to reach the minimum collection target, all invested capital will be returned to investors automatically and at no additional cost to campaign participants.
How to register on Italy-Crowd
For register as a simple user and already take a look at all the details of the projects will be enough Go to Italy-Crowd Home and register by entering your own valid email address and a password of your choice.
To start investing and then open your investment portfolio you will be required to upload the photo of a valid personal document to allow Italy-Crowd to verify your identity in compliance with anti-money laundering regulations.
How to top up your account on Italy Crowd
You can top up your account on Italy-Crowd by bank transfer or credit card. All transactions are handled by Lemon Way, an independent and certified payment institution.
Is Italy-Crowd safe?
In the investment world, there is no null risk. From his Italy-Crowd, however, undertakes to propose only and exclusively projects that undergo a severe evaluation process that also has as its object the financial solidity of the proposer in being able to repay the loan and interest.
The security side then can only be a pride for Italy-Crowd that stands as the first blockchain native platform in Europe of lending crowdfunding real estate, ensuring the impossible tampering of data.
What are the opinions on Italy Crowd?
We are facing a platform that has never run aground but has always and constantly aimed at raising its quality.
In 5 years of activity he has managed projects with a total real estate assets worth 45 million euros, he also collaborates with international partners at the level of Swiss Crowd SA, Lemonway, Easyfintech, the Astebook Immobiliari Group, Mns Capital and other important real estate companies.
We have seen that it offers only quality and prestigious projects, but also allows investors themselves to differentiate their portfolio and access particular interest rates depending on the different parameters of the projects.
In addition, investing with Italy-Crowd you become part of a community with which you can deal with the world of investments, the real estate sector and technology.
