Are you looking for a zero-cost online bank account? Then you’ll be curious to find out how the online bank account works bestbank
Those looking for an online bank account have a wide range of choice. In this review, however, we want to focus on the new online account BetterBanca.
BetterBank offers the possibility to open the account completely online, in a simple and above all free way. But let’s find out in detail how the Account MeglioBanca works! Here is our review!
Index
- How much does the count of MeglioBanca cost
- The Plus ands
- Other costs
- Target: to whom they turn
- How to open the account
- Type of management
- Is it better Bank safe?
- Opinions on the bank account of Megliobanca
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How much does the count of MeglioBanca cost
The MeglioBanca account is completely digital and does not include any cost for the opening.
In fact, all expenses have been zeroed and unlimited operations are included.
Specifically, the bank emphasizes that they are free:
- Expenditure of opening of the account;
- Expenditure on the taking into account;
- Withdrawals from ATMs from Italian banks;
- SEPA transfers;
- Extracted digital account;
- Annual fee of Internet Banking.
The offer of MeglioBanca for the main financial and banking operations, as well as for the opening of the account, therefore does not provide for any cost.
The Plus ands
What are the main advantages of the BestBank offer? The online bank account of this credit institution offers several benefits, Among the main ones we find:
- Free withdrawals without commission from any ATM in Italy;
- A fee reset for the maintenance of the current account;
- A Maestro debit card included in the current account that can be used worldwide for payments and withdrawals;
- Notices of withdrawal from SMS;
- Opening the account completely online without having to go to the branch;
- Account management from Mobile App for iOS and Android.
Other costs
As we have seen for the main banking operations, the costs of the current account are zeroed. But there are some extra expenses, especially regarding some operations that are explicitly requested by users.
Among the extra expenses to consider are:
- Remation card: 10.00 euros;
- Sending of Transparency documents and proposal for paper changes: 0.50 euros;
- Paper accounting: 1.00 euro;
- Call for a bank transfer in the event of incorrect Iban: 10.00 euros.
These are the main expenses to be considered as “extra” in addition to those of the traditional account.
Target: to whom they turn
The The Online bank account MeglioBanca It is designed for those who want to manage their main expenses in a simple, fast and completely free way. The bill is ideal for young people and families with low or medium profitability.
The current account is not suitable for those who have to carry out more complex banking operations, to those who need a comparison even on site and not only online, and for those who must request a cheque book or a credit card.
How to open the account
Open up the online account of MeglioBanca It’s really simple. Just follow a very simple process:
- Go to the website MeglioBanca to the Current Account section;
- Fill out the form to open the current account with your personal data (Identità card and tax code);
- Send the form with all information to the Bank;
- The MeglioBanca account will be opened once the information is verified, after which you will receive your home debit card and access to the mobile banking app.
For those who have to transfer their current account to MeglioBanca you must:
- Fill in the form for the transfer of the account;
- Cut the cards associated with the old account and send them together with the completed form;
- In 12 days, bills, credits, payments and everything you want from the old to new bank account are transferred.
Type of management
The platform of MeglioBanca provides its account holders with the possibility of managing everything completely from PC, smartphone or tablet both iOS and Android.
With the MeglioBanca application it is possible to manage: payments, expenses, credits, consult the monthly statement, pay the bulletins, consult the balance, manage the account independently.
The MeglioBanca application allows you to pay the bulletins by simply framing the QR Code, but also the bulletins such as MAV and RAV and also offers a complete management of savings.
In fact, you can also open a Better Bank deposit account directly from the application by choosing how much money to bind, release and for how long.
Is it better Bank safe?
Is the online account of MeglioBanca reliable? From a reliability point of view, we must emphasize that this online bank is at the safe point. Its CET1 is 16.8% well above the bank reliability limit of 8%.
Finally, we must consider that MeglioBanca is the online bank of Banca Popolare del Frusinate. The Institute has been providing customers for years with reliability, expertise and attention to the needs of the customer for over 25 years.
Opinions on the bank account of Megliobanca
What are the main opinions BetterBank? Opinions at the moment are not many, since the online product of Banca Popolare del Frusinate is quite recent.
In any case, you can track down some early comments that are mostly positive. Many underline how positive the possibility of opening and managing the account completely online is positive. Above all, they are satisfied with the costs, practically equal to 0, for the management of the current account.
The Current Account, in fact, does not provide any expense and offers unlimited operations. The only problem that is traced by some is that the bank does not offer a credit card or a cheque booklet.
However, despite this small drawback, in general it is possible to point out that the bank is reliable, the service is optimal and the application works in a simple and intuitive way.
