Let’s discover together the KDue prepaid card of Banco Popolare di Milano
If you are looking for a refillable card with new generation IBAN and attractive design, with which you can do the main operations you would do with a current account, the KDue Bpm prepaid card is definitely a product to consider.
Equipped with a ceiling that reaches up to €50,000, the KDue prepaid account card allows you to:
- Shop online and store also in contactless mode in all the exercises affiliated with the Mastercard circuit;
- Carry out ATMs around the world (free at all Bpm ATMs);
- Send and receive transfers with the IBAN code shown on the card;
- Have payments of mobile phone or other prepaid bulletins thanks to the services of Banca Multichannel YouWeb and YouCall.
With this, prepaid card Bpm bank can also:
- Ask for direct salary credit by giving the IBAN to your employer;
- Quickly transfer money to and from another Bpm rechargeable card or from an account at our institution.
Index [his off]
How Much Does Bpm’s KDue Prepaid Card Cost
Let’s see, first of all, what are of Prepaid card bench Bpm costs Fixed:
- Monthly fee card: 1 €;
- Card issue expenses: 6 €;
- Total annual expenses: 12 €;
- Stap tax on monthly statement: 2 €.
Limits of the card
To use this card, you have to deal with other expenses, such as:
- Maximum card capacity: €50,000 ;
- Maximum annual handling limit in credit: € 30,000;
- Maximum handling limit in monthly credit: 10,000 €;
- Maximum daily handling limit in credit: 4,000 €;
- Loadings: at the counter and from bank transfer to the maximum capacity of the card; from You services 4,000 € for operations; from ATM up to 250 € per operation;
- Purchases via the Internet and POS: €3,000 per day;
- Withdrawal at ATM: 250 € per day;
- Cash withdrawal at the counter: €3,000.
Other costs
- Fees for SEPA transfer: at the counter 3 €; via Phone Banking €; via Internet Banking 1 €;
- Fuel payment fee: 0 €;
- Extra SEPA transfer: not available;
- Commission for refills: at the counter in cash 2,50 € and in all other modalities 0 €.
Target: to whom they turn
Now that we’ve seen what are the costs of the bpm prepaid card We also see to those who turn.
This rechargeable is aimed exclusively at adults and residents in Italy who need to have an easy, convenient and versatile tool that can perform the functions of a payment card and those of a basic level current account at the same time.
Being an account card and not a current account with IBAN proper, it does not allow you to request cheques and additional debit/credit card.
How to request and how to activate the Bpm prepaid card
You can request the Refillable paper KDue directly in the branch or through the bank’s internet banking services. In this second case, the prepaid card of the popular bank will then be delivered directly to your home.
The activation must be done instead in the branch, making a refill after having exhibited an identity document and the tax code.
Do you also want to know how to refill Bpm prepaid card? The charging methods allowed are different: you can recharge it at all the ATMs of the group or members of the QuiMultibanca circuit and in all branches, even in cash.
Type of management
To manage Bpm prepaid card and check the availability in real time you have many alternatives:
- Through multi-channel banking services from your personal computer, smartphone or telephone;
- At the ATMs of the Bank and the ATMs of the QuiMultiBanca circuit enabled from which it is possible to obtain free printing of the latest movements and the updated balance;
- In the branch where it is possible to obtain a print of the movements of the paper;
- Through the annual report sent home.
And it did not end here, because the KDue web prepaid card also allows you to activate the YouAlert service that allows you to receive an SMS or an e-mail during the most relevant operations, and the WebSafe system that allows instead to make only the online purchases authorized by you by offering you the extra possibility to set the limits of use.
Is Banco Popolare di Milano safe?
Bpm or Banco Popolare Milano is a reality that has existed only since 2017 after the merger of Banco Popolare and Banca Popolare di Milano.
It is in effect a solid and reliable reality with 22 thousand employees, 1,400 branches and a clientele of 4 million people.
The values of the main financial stability indices such as CET1 ratio of 8.458% were also on the basis.
Opinions on Bpm prepaid card KDue
The KDue prepaid card is a functional and versatile product that can replace some of the functions of a basic bank account.
It is therefore a practical, flexible and cost-effective solution for those who need very low operations, for example, out-of-site university young people who want to have a means of making payments and withdrawals and also need to receive transfers.
The costs are quite limited, both in terms of management costs and for reloading fees.
Keep in mind, however, that it cannot be used in countries outside Europe because it does not allow withdrawals in currencies other than the euro and international transfers are not possible.
